Terms of Use

Last updated: 2026-09-30.

Knackdesk is a brand of Smitheo d.o.o., Croatia. Paid products are sold through Polar, which acts as merchant of record.

Tools are provided as is, without warranty. They give general information and arithmetic only and are not legal, tax or financial advice. Check results, and the rules that apply to you, with a qualified adviser before relying on them for anything important.

Digital kits are licensed for personal or single-business use. Do not resell or redistribute them. Refunds are handled by Polar under its refund policy.

These terms are governed by the laws of the seller's country of establishment as shown on your Polar receipt.